Loan program hub
Investor mortgage programs and borrower-specific paths.
Start with the investor programs if you are buying, refinancing, building, flipping, or expanding a rental portfolio. Core purchase and refinance programs are included below for traditional borrower scenarios.
Program group
General broker review
Borrowers outside standard agency guidelines
+Expanded Non-QM
Compare expanded approval and alt-A non-QM mortgage options for credit-worthy borrowers whose income, credit history, or property type falls outside standard agency guidelines.
Best for
Borrowers comparing mortgage paths
Blocker solved
Unclear program fit before full application
Aksel needs next
Borrower goal and timeline
Cash-flow focused borrowers and investors
+40-Year Fixed IO
Compare 40-year fixed interest-only mortgage structures for borrowers and investors who want lower early payments, cash-flow flexibility, or a payment comparison against amortizing options.
Best for
Comparing lower early payments
Blocker solved
Borrower needs to understand payment relief versus recast risk
Aksel needs next
Loan amount
Buyers with strong credit
+Conventional Loans
Compare conventional mortgage options for primary homes, second homes, refinances, and buyers with solid credit.
Best for
Borrowers comparing mortgage paths
Blocker solved
Unclear program fit before full application
Aksel needs next
Borrower goal and timeline
Flexible credit buyers
+FHA Loans
Learn how FHA mortgage options can help qualified buyers with flexible credit and down payment needs.
Best for
Borrowers comparing mortgage paths
Blocker solved
Unclear program fit before full application
Aksel needs next
Borrower goal and timeline
Military borrowers
+VA Loans
Explore VA mortgage benefits for eligible service members, veterans, and surviving spouses.
Best for
Borrowers comparing mortgage paths
Blocker solved
Unclear program fit before full application
Aksel needs next
Borrower goal and timeline
High-balance buyers
+Jumbo Loans
Compare jumbo mortgage options for higher-priced homes that exceed standard conforming loan limits.
Best for
Borrowers comparing mortgage paths
Blocker solved
Unclear program fit before full application
Aksel needs next
Borrower goal and timeline
First-time buyers
+First-Time Buyer Loans
Compare mortgage paths, down payment options, and approval steps for first-time homebuyers.
Best for
Borrowers comparing mortgage paths
Blocker solved
Unclear program fit before full application
Aksel needs next
Borrower goal and timeline
Program group
Self-employed and non-QM
Self-employed borrowers and business owners
+P&L Only Mortgage
Compare profit and loss only mortgage options for self-employed borrowers who can document income through a CPA-prepared P&L statement instead of tax returns or bank statements.
Best for
Self-employed borrowers with prepared P&L support
Blocker solved
Bank statements or tax returns are not the cleanest income story
Aksel needs next
Prepared P&L overview
Retirees and asset-rich borrowers
+Asset Depletion Loans
Compare asset depletion and asset qualifier mortgage options for retirees, high-net-worth borrowers, and asset-rich applicants who want to qualify using liquid assets instead of monthly income.
Best for
Borrowers with strong assets but limited traditional income
Blocker solved
Income documents do not reflect financial strength
Aksel needs next
Liquid asset overview
Strong borrowers outside agency rules
+Super-Prime / Alt-A
Compare mortgage options for strong borrowers who narrowly miss agency guidelines because of documentation, property, income, credit event timing, or non-QM edge cases.
Best for
Strong files with one agency guideline problem
Blocker solved
One documentation, property, income, or timing issue breaks the agency path
Aksel needs next
Reason agency path failed
Self-employed borrowers
+Bank Statement Loans
Explore bank statement mortgage options for self-employed borrowers with nontraditional income documentation.
Best for
Self-employed borrowers
Blocker solved
Tax returns do not show usable income clearly
Aksel needs next
Business overview
Program group
Bridge, construction, and rehab
Rehab investors
+Fix-and-Flip Loans
Short-term financing options for investors buying, renovating, and reselling non-owner-occupied residential properties.
Best for
Purchase and rehab projects
Blocker solved
ARV, rehab budget, and draw process need one review package
Aksel needs next
Purchase terms
Builders and developers
+Ground-Up Construction
Turn your lot, budget, permits, and exit plan into an Aksel-ready construction financing packet before the first review call.
Best for
Lot-to-build financing review
Blocker solved
Project details are scattered across plans, budget, permits, and exit assumptions
Aksel needs next
Lot details
Transition and equity scenarios
+Bridge Loans
Short-term bridge financing options for borrowers who need to access equity, buy before selling, or coordinate an investment property transition.
Best for
Buy-before-sell planning
Blocker solved
Offer timing and cash-to-close are not aligned yet
Aksel needs next
Departure property value
Buy-before-sell and cash-buyer scenarios
+Standalone Bridge
Review standalone bridge financing for borrowers who need short-term equity access or purchase timing support without tying the bridge to one specific new first mortgage.
Best for
Short-term equity access
Blocker solved
Borrower needs funds before the departure property exits
Aksel needs next
Departure property value support
Program group
Investor cash-flow and rental
Real estate investors
+DSCR Investor Loans
Explore DSCR mortgage options for real estate investors who want to qualify using rental property cash flow instead of traditional income documentation.
Best for
Rental purchases or refinances
Blocker solved
Tax-return income is not the best way to explain the deal
Aksel needs next
Lease, rent roll, or market rent support
Rental property investors
+Investment Property Loans
Compare investment property mortgage options for rental purchases, refinances, cash-out, portfolio growth, and non-QM investor scenarios.
Best for
Rental purchase comparisons
Blocker solved
Investor needs to compare DSCR, full-doc, bridge, and specialty paths
Aksel needs next
Borrower goal and timeline
Multifamily rental investors
+DSCR 5-10 Unit
Compare DSCR mortgage options for 5-10 unit residential investment properties where property cash flow drives the review more than personal income documentation.
Best for
5-10 unit rental acquisitions
Blocker solved
The property sits outside the standard 1-4 unit box
Aksel needs next
Rent roll and unit mix
International investors
+Foreign National Investor Loans
Mortgage options for foreign national borrowers purchasing or refinancing U.S. investment properties.
Best for
International investors buying U.S. property
Blocker solved
U.S. credit or standard income documents may not be available
Aksel needs next
Passport/visa status overview
Condo and condotel investors
+Non-Warrantable Condo Loans
Financing options for investors and buyers considering condos that do not fit standard warrantable condo guidelines.
Best for
Condo projects outside agency rules
Blocker solved
Project warrantability blocks standard financing
Aksel needs next
Condo questionnaire
Condotel investors and second-home buyers
+Condotel Loans
Compare condotel mortgage options for investors and second-home buyers financing condo-hotel units that traditional lenders typically decline.
Best for
Condo-hotel units
Blocker solved
Agency warrantability rules do not fit the project
Aksel needs next
Project questionnaire
Documentation-ready real estate investors
+Investor Full Doc
Compare full-documentation investor mortgage options for rental property buyers and owners who can document income and want a cleaner rate path than some alternative-doc structures.
Best for
Investors with documentable income
Blocker solved
Investor wants cleaner documentation and possible pricing comparison
Aksel needs next
Income documents
Mixed-use investors and referral partners
+Commercial / Mixed-Use Investor
Compare broker-reviewed mortgage paths for mixed-use, small-balance commercial, and investor properties that do not fit a standard residential rental box.
Best for
Mixed-use or light commercial investor properties
Blocker solved
The property does not fit a standard residential rental box
Aksel needs next
Rent roll or leases